ITALY - BENEFITS IN CASE OF ACCIDENTS AT WORK OR OCCUPATIONAL DISEASES

What the Italian law provides for in case of accidents at work or occupational diseases?
This article gives you a  brief description of the benefits provided to protect workers against the risk of accidents in the workplace (Infortuni sul Lavoro) e occupational diseases (Malattie professionali).

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What means?
Accident social security protects all insured workers employed in professional or commercial activities, which may expose them to the above risks depending on their nature.
In the case of occupational disease, this protection is accessed through what is referred to as a 'mixed' system. This means that occupational diseases are considered to be those listed in the reference tables, and any other illness that the employee can prove is connected to their professional activity.
Insurance premiums (for which the employer is responsible) and social security accident benefits are handled by INAIL: the National Institute for Insurance against Accidents at Work and Occupational Disease. The cost of the health services and human resources involved (e.g. emergency response and general medical services) is covered by the National Health Service (SSN).
The services provided in the event of an accident at work or occupational disease can be of two kinds:
 
in kind: health services, such as supports, prosthetics and assistance and rehabilitation aimed at ensuring maximum possible recovery of the recipient's independence and mental and physical resources, and therefore their reintegration into daily life, the family, social and working environments;
cash: compensation, either one-off payments or annuities.
WHEN YOU CAN CLAIM?
Suppose you are an employee, independent or insourced worker, a manager or a professional athlete and perform an activity that puts you at risk of accidents or occupational disease. In that case, the law provides that you must be protected against such risks. However, if you perform a domestic activity, the law states that you can sign up for this type of insurance protection ('housewife insurance') voluntarily.
 The circumstances in which you can benefit from accident insurance are the following:
 Accidents at work, or traumatic events, caused by violence, in relation to a risk connected to your work activity and which has resulted in the following consequences:
 

• total, but temporary, incapacity for work for a minimum duration of 3 days;
• permanent (partial or total) disability;
• death.

 
Occupational diseases:

• included on a specific list of occupational diseases recognised by law for the industry and agriculture sectors, as updated in 2014;
• contracted in relation to the activity you carry out, during the performance of the same.

What conditions do you need to meet?
If you are the victim of an accident at work, your employer must be informed as soon as possible. If the accident causes injuries that take more than 3 days to heal, your employer is obligated to report it to INAIL within 2 days of being notified.
Accidents that occur on the journey to your place of work and from work to your home (see 'Accidents en route') are included in INAIL insurance. 
If you have contracted an occupational disease, you must inform your employer within 15 days of the appearance of the illness. In turn, your employer must notify INAIL within 5 days of receipt of the corresponding medical certificate. In case of failure to notify, you will still have 3 years to take advantage of the services available to you (after 3 years, this right expires).
What are you entitled to and how you can claim?
If you have been the victim of an accident at work or have contracted an occupational disease, you are entitled to services either in kind (medical and rehabilitative care, prostheses and assistance) or in money (one-off compensation, income, and annuity) provided by INAIL.
These are the services in kind, provided exclusively by INAIL, to which you may be entitled:
health services, such as aids, prosthetics and assistance and rehabilitation aimed at ensuring the maximum possible recovery of your independence and mental and physical resources, and therefore your reintegration into daily life, family, social and working environments.
These are the monetary payments, provided exclusively by INAIL, to which you may be entitled:

• temporary benefits;
• annuities in the event of permanent disability (rendita vitalizia);
• compensation in the event of death or payment of a capital lump-sum in case of permanent biological damage, automatically revalued on an annual basis (indennità forfettaria in caso di danno biologico);
• personal assistance allowance (assegno di assistenza personale e continuativa)

The amount of the benefit for permanent incapacity is calculated based on the remuneration you received in the year prior to the date of the accident or the appearance of the illness, as well as the degree of incapacity.
Forms you may need to fill in
From 1 July 2013, the claim for services may be submitted electronically only to INAIL, or, in case of unavailability of the electronic service, by the appropriate forms sent via the certified electronic email (PEC).ncapacity.
You can read more about it:
https://www.inail.it/cs/internet/home.html
If you need to translate your documents, you can see my translate 
www.italiancitizenshiptranslator.com/italian-translation-services.html